Straightforward advice to meet your KiwiSaver potential

Many people set up their KiwiSaver with their first real paycheck, and then rarely think about it again. The reality is, setting yourself up to enjoy a fully funded retirement is a serious proposition that takes forethought, strategy, and decades to achieve.

At EasyStreet, we cut through the clutter to give you clear, personalised advice that will help you achieve the level of growth you need to retire in comfort.

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Take your future off auto-pilot — you need growth, not income

So you’re contributing to KiwiSaver every paycheck, but unsure if it’s reaching its potential? Simply put—it might not be.

Savings, made up of the contributions that go into your KiwiSaver scheme, will on average make up less than a third of your retirement balance. The remaining funds will need to come from investment gains. In order to earn meaningful investment gains to fund your retirement, you will need to own growth assets held over a long period of time.

Download our Guide to a Fully Funded Retirement Using KiwiSaver

With Easystreet’s support, you’ll receive personalised, annual reviews to keep your KiwiSaver on track. We’re committed to helping you make informed decisions to build the financial future you want.

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How KiwiSaver works

(and why you should be using it)

KiwiSaver is a smart way to grow your savings, whether you’re aiming to buy a home or enjoy a comfortable retirement.

It includes:

Contributions

You and your employer contribute a percentage of your income, and the government chips in with an annual member tax credit of up to $521.

Investment options

Your savings are invested in a fund of your choice, ranging from conservative to aggressive, depending on your risk appetite.

Flexibility

You can adjust your contributions or even take a contributions holiday if needed.

KiwiSaver for first home buyers
KiwiSaver for retirement

KiwiSaver for first home buyers

Dreaming of your first home? KiwiSaver could be the key to unlocking the front door.

First Home Withdrawal

After three years of contributions, you can withdraw almost all your savings to put towards your deposit.

Get a guide for your big move

We’ll help you navigate the process, ensuring you meet the criteria and maximise your withdrawal.

We’ll also advise on the best fund for your home-buying timeline, so you’re in the strongest position when it’s time to buy.

KiwiSaver for a fully funded retirement

Being on track for a fully funded retirement is about giving future you the option to retire if you want to. You may never wish to retire, but we want you to have the option. 

Plan for growth, not just savings

To retire in comfort, you need a large sum of money. The amount is so large that you, unfortunately, can’t just ‘save’ your way there; you have to invest.

Rest easy with the right partner

By choosing the right funds, contributing the right amount, and making expert decisions along the way, your savings can grow significantly over time. Our team will guide you as you go, so you can enjoy the lifestyle you’ve worked hard for.

Frequently Asked Questions

Can I use KiwiSaver to buy my first home?

Can I change my KiwiSaver fund?

What happens to my KiwiSaver when I turn 65?

Do I need to stick with my current KiwiSaver provider?

What’s the difference between KiwiSaver funds?

What happens if I take a break from contributing?

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How do we get paid?
Wondering how we can help you without charging a fee? It’s simple—we get paid by the lender when your loan (or other service) is approved. That means you get expert advice and access to a wide range of options without any cost to you. Easy!
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